The operational fabricfor financial operations.
All your financial operations workflows, now in one AI-powered automated platform with every module reading from the same connected data, the same reconciled record.
14 day trialNo credit card requiredUnder 15 min onboarding
Know what's owed, towhom, and by when.
Settlement is a customer-satisfaction problem before it's an operations one. Seam shows exactly what each customer should be settled and when, so an SLA never breaks without your team seeing it coming first.
Harmonized View
One operational view of settlement activity across every provider, acquirer, and account
Settlement Comparison
Expected settlement compared against what was actually received or paid, per customer
Protected SLA
Exceptions surface before they become a breached SLA, not after
Record Integrity
A traceable record from transaction to settlement outcome, every time
Reconciliation that runsbefore your team clocks in.
Match records across every source automatically, two files or ten, so exceptions surface themselves instead of hiding in a spreadsheet until period-end.
Combined Sources
Run it unsegmented, combining every source into one consolidated result, or segmented, keeping each source's own slice visible alongside the combined view
Multiple Matching
Three-pass matching: exact reference match first, then configurable rules; amount tolerance, time window, narration similarity, before anything is called an exception
Distinct Matching
Segmented reconciliation; run distinct matching logic per rail, provider, or merchant segment, not one rulebook forced onto everything
Auto Classification
Unmatched, missing, duplicate, and inconsistent records classified automatically
Every chargeback, refund, andfee, traced automatically.
Chargebacks, refunds, reversals, overcharges, and fee leakage all get an automated trace back to source, so revenue stays accurate and consistent, not just reconciled.
SLA Comparison
Agreed commercial terms compared against actual transaction and settlement activity
Anomaly Flagging
Fees, charges, and commissions that don't align with what should have applied, flagged
Traceable Leakage
Leakage traced back to the exact provider, acquirer, or relationship responsible
Measurable Value
Recovered value turned into measurable evidence, not just a corrected number
See true margin, not just thetransactions that moved.
Every reconciled transaction carries its acquirer or provider cost, its partner cost, and any other cost configured against it, netted straight through to profit. No separate spreadsheet, no quarter-end estimate.
Profit Validation
Net profit calculated on the same record that already validated revenue
Different Rails
Sliced by rail, merchant, provider, or corridor; not locked to one view
Anomaly Flagging
Partner or other cost eroding margin to negative, flagged automatically
Live Updates
Live, not a period-end estimate assembled by hand
A module is only as good asthe record underneath it.
One record
Every module reads from the same reconciled record, so numbers never drift apart between teams.
Turn on in a day
No new integration project. Configure the module against data that is already connected.
One audit trail
Every exception and every change is traceable back to the transaction that caused it.
See the gap between what'scollected and what you still owe.
Visibility into cash in transit; what's owed to you by your acquirer against what you owe your own merchants, reconciled against two SLAs at once: the acquirer's commitment to you, and your commitment to the customer. Forecasting turns that visibility into proactive liquidity management.
Universal Monitoring
Balances monitored across providers, accounts, currencies, and relationships
Visible Liquidity
Committed liquidity vs. available liquidity, always visible
Visible Gaps
Funding gaps identified before they interrupt processing or settlement
Forecasting
Forecasted position based on recent settlement patterns, not just today's snapshot
Future Projections
Historical transaction and settlement patterns, turned into expected future activity
Pattern Recognition
Trends and emerging patterns identified across every payment relationship
Easy Planning
Forecasts your treasury team can act on immediately, without building a model of their own
Don't guess how muchliquidity you'll need.
Turn transaction history into a forward view of settlement volume, so treasury isn't reacting to yesterday's numbers, it's preparing for tomorrow's movement.
Asset and liability management, cash management,and investment activity, in one operational view.
Treasury teams don't just move money, they manage asset and liability positions, oversee cash in transit, and handle investment and trading activity. Seam gives that work one connected operational view instead of a patchwork of spreadsheets and disconnected systems.
Cash Management
Asset and liability management alongside day-to-day cash management
Forecasting
Cash-in-transit and settlement forecasting connected to actual transaction activity
Operational Visibility
Visibility into investment and trading activity as part of the same operational record
Expanded Context
We're not replacing every treasury workflow on day one; this is the direction we're building toward, expanding as real usage tells us what's needed next